Octopus
IHT Overview

Inheritance Tax Solutions

No one likes the idea of the Government taking 40% of their hard-earned assets when they die. But that’s what can happen. Upon death, HM Revenue & Customs can claim 40% of your estate (including your house) above a threshold of £325,000.

There are a number of common ways to limit your exposure to inheritance tax. However, these can be risky, take years to implement or mean that you lose control of, and access to, your money.

At Octopus, we’ve designed a range of simple, flexible products to reduce your inheritance tax liability. Unlike gifts or trust solutions, which take seven years before they’re fully exempt from inheritance tax, investments in our solutions are exempt after just two years. What’s more, you retain control of your money at all times.


Contact Us

For more information on any of our open funds, or for any other questions, get in touch.

Please call us on
0800 316 2349
or contact us online.


 

IHT Product Options

Our IHT Suite is designed to offer a range of products suitable to different investor requirements. All offer several advantages over other inheritance tax solutions, notably speed and control of your money:

Octopus ITS

Octopus Inheritance Tax Service (ITS) is our lowest risk, income generating solution to inheritance tax. This solution offers you a higher degree of capital preservation, as well as an estimated pre-tax income of at least 3% per year.
 

Octopus AIM ITS

Octopus AIM Inheritance Tax Service (AIM ITS) invests in a diversified portfolio of smaller companies with the potential for high returns.

Octopus AIM ITS is also offered with an optional life assurance policy. If your investment rises in value, you keep all of the increase. However, if your investment has fallen in value when you die, an in-built life assurance policy will cover losses up to £250,000 as standard, or more subject to agreement.
 

Octopus Enhanced Discounted Gift Solution

The Octopus Enhanced Discounted Gift Solution (EDGS) uniquely combines the immediate tax benefits of a Discounted Gift Trust (DGT) with our established Business Property Relief (BPR) product, Octopus ITS. It offers a wide range of clients with different circumstances, a faster and more flexible solution to inheritance tax mitigation.

 

 



 

Click to Play

Please remember that the value of an investment in these products may fall as well as rise and an investor may not get back the full amount invested. Tax rules and regulations are subject to change. Please note that there is no guarantee that the 3%targeted return in Octopus ITS will be achieved. These investments are designed to be held for the medium to long term.



Octopus Investments Ltd is authorised and regulated by the Financial Services Authority. Terms and Conditions of use. ©2010 Octopus Investments Ltd. All rights reserved.