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AIM through an ISA – Initial charge reduced during April 2014

Here’s a first. When the government changed the ISA rules in August 2013, allowing AIM shares to be held in an ISA, Octopus led the way by launching the Octopus AIM Inheritance Tax ISA.

By combining freedom from income and capital gains tax with an exemption from inheritance tax, the Octopus AIM Inheritance Tax ISA means we can now share our love of smaller companies with everyone.

What’s more, by making investment in small companies easier, we are all doing our bit to boost the performance of UK businesses and help with the country’s economic recovery.

How does it work?

We invest in a portfolio of carefully chosen companies listed on the Alternative Investment Market. At the core of each portfolio are mature companies that are profitable and pay regular dividends.

Importantly, these companies must qualify for Business Property Relief (BPR). This relief means that as long as an investor holds the shares for at least two years, and at the time of their death, the investments should be exempt from inheritance tax (currently set as 40% of anything above the £325,000 nil rate band threshold).

For more information, or if you’d like to speak to one of the fund managers who’d be investing your money, please call us on 0800 316 2298 or contact us online.

Alternatively, you can talk to your financial adviser.

*Initial charge reduced during April 2014*

To celebrate the new tax year we’re waiving the usual initial charge for clients investing through their adviser.

Where applications are received directly (not through a financial adviser) we’re reducing the Octopus initial charge to 2.5% during April.

Anyone investing over this period will also be able to take advantage of the same offer on any top-up they wish to make when the new ISA limit of £15,000 is introduced in July.

Important information

We take your financial welfare seriously. That’s why we think it’s important for you to know that the value of an investment in this product can fall as well as rise and you might not get back as much money as you put in.

Also, the availability and extent of tax benefits depends on your personal circumstances, and is subject to change.

We would recommend that you talk to a financial adviser before making any decision about your money.

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The investments referred to on this website may not be suitable for all investors.

Octopus does not provide, and nothing on this website should be construed as, investment or tax advice. Potential investors are recommended to seek specialist independent tax and financial advice before investing in any of our products. It is not intended that anything stated in this website should be construed as an offer, or invitation to treat, or inducement for you to engage in any investment activity. The information on this website relating to funds managed by Octopus is directed at United Kingdom residents only and funds referred to on this website will not be offered to non-residents.

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